Park Home Insurance

Park Home Insurance Policy Benefits

The insurance needs of a park home are different to a bricks and mortar property, so taking out a dedicated park home insurance policy will ensure that you don’t find yourself in a ‘grey area’ should something happen and you need to make a claim.

Coast’s expert park home insurance policy offers some fantastic features.

  • Fire, flood and storm damage cover
  • Accidental damage cover as standard
  • Contents cover
  • Alternative accommodation (if your home becomes temporarily uninhabitable due to fire, accidental damage and other insured perils)
  • Legal expenses – including cover for disputes between home and site owners
  • No claims bonus for residential park homes
  • Reduced rate policy for retired customers aged 50 and over

All the key benefits and full details of our policy are available by scrolling down to the bottom of this page. You can also request a quote for your park home insurance online and a member of our sales team will contact you as soon as possible, or you can ring them directly to discuss your policy.

Park home insurance

The foundation of Coast’s success is built on our park home insurance. We have been protecting park homes and their contents for two decades, which has given us plenty of time to develop our policies to provide our customers with the best possible cover.

For us, a park home insurance quote is as much about giving you peace of mind that your investment is in safe hands as it is about providing great value insurance cover – although we strive to offer that as well!

Unlike some of our other products such as caravans and motorhomes, which our customers mainly use to take a break from everyday life, park home owners tend to live there all year round, which makes finding the best insurance even more important. You need a specialist policy that will cover the home itself, its furniture and contents in the unfortunate event that something goes wrong.

Types of Park Home Cover

Our park home insurance policies include:

  • Residential park home insurance
  • Holiday lodge insurance
  • Log cabin insurance

Discounted Park Home Insurance Policies

When you call us for a quote or request park home insurance quotes online, it’s important to provide as much detail as possible as you could be entitled to a discount on your policy. For instance we offer a reduced rate policy if you’re over 50 years old when you insure your park home with Coast.

Selected park home sites may also be eligible for our Platinum cover – this offers the same comprehensive level of cover as our standard policy but at an even lower price!

Is Park Home Insurance Compulsory?

You shouldn’t treat your park home any differently to a bricks and mortar property, which means taking out park home insurance to give you peace of mind and financial security in the event of theft, loss or damage to your home and its contents.

It is not compulsory to take out park home insurance cover but you could find yourself faced with a large bill – or possibly even no home to live in – should the worst happen and you’re not covered. Even if you think you’ve accounted for every risk, accidents still happen and the situation is stressful enough without money worries hanging over your head.

Home visits

Discuss your park home insurance face to face

Your park home insurance…it doesn’t have to be complicated

Give yourself peace of mind…

As we have been insuring park homes for over 20 years’, we truly understand the importance of having the right insurance for you.

To make this as easy as possible and to ensure that you correctly understand the features of our policies, one of our friendly representatives will be happy to vist you to discuss your insurance face to face and in the comfort of your own home.

To arrange a home visit from a member of our friendly team please call Sue on 01892 786059

Park Home Insurance Quote & Buy Online

Get an instant online quote for your park home insurance and purchase your insurance online today.

Park Home Quote Form

Please complete the form below for a free quotation.  It takes under 3 minutes to complete and we can usually get back to you the same day, but please allow 24 hours for a reply.  We will contact you by phone to discuss the quote and send you confirmation by email.

Your details

Please check this box to consent to your data being sent to us so we can contact you. We do NOT pass this information to third parties.
Park Home insurance. holiday home insurance


A policy excess of £25 applies to all sections of the policy except subsidence, where an excess of £50 applies.


The Coast park home policy covers policy holders against loss or damage to the insured buildings caused by the following:

  • Fire
  • Explosion
  • Smoke
  • Lightning/Thunderbolt
  • Earthquake
  • Subterranean fire
  • Theft/Attempted theft
  • Riot/Civil commotion
  • Vandalism
  • Escape of water or oil from fixed tanks/pipes
  • Storm/Flood
  • Falling trees/branches
  • Impact
  • Subsidence of the site on which the buildings stand/landslip
  • Accidental damage

Note: Cover is subject to the policy terms and conditions. The policy does not cover you for general wear and tear or damage caused by poor maintenance.


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