Static Caravan Insurance Key Benefits
The Coast static caravan policy, available either in ‘market value’ or ‘new-for-old’ cover, includes protection against all of the following:
- Fire
- Flood (subject to location and excess)
- Storm
- Theft
- Malicious damage
- Impact
- Full accidental damage
- Loss of rent
- Legal expenses including disputes between site owners and residents
- Site clearance
- Frozen food
- Alternative accommodation
Note: Cover is subject to the policy terms and conditions. The policy does not cover you for general wear and tear or damage caused by poor maintenance.
Static Caravan Insurance Excesses
Standard excess is £100 (higher excesses may apply in some circumstances).
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Static Caravan Insurance FAQs
Is my static caravan covered when the site is closed?
Your static caravan will be covered as outlined in your static caravan policy document for the full 12 months of your policy, this includes when the site is closed.
What precautions should I take when leaving my Static Caravan during the winter months?
When leaving your static caravan for the winter we recommend that you drain all water from the caravan or leave the central heating on a frost free setting. This will help to reduce the risk of pipes bursting throughout the winter.
You should also be careful not to leave any valuables in your caravan.
Who do I call if I need to make a claim?
In the event of a claim you will need to telephone Coast on 01892 786099 with brief details, quoting your policy reference. You will then be sent a claim form to complete.
Our in-house claims department will be able to give you any guidance you require at each stage of the claim process.
Does my Static Caravan Insurance include accidental damage?
Yes, your static caravan insurance will cover you for sudden and unexpected loss of or physical damage to the static holiday home and its contents and personal effects.
Do you offer new for old cover on Static Caravans?
We offer either new for old or market value cover for static caravans up to the age of 20 years.
Will my Static Caravan be covered if the site floods?
Your static caravan will be covered for damage caused by flood unless specified otherwise on your schedule.
Does my excess increase when the site is closed?
No, your policy excess will remain as stated on your schedule when the site is closed.
Please see more Caravan FAQS.