Touring Caravan Insurance

The ultimate peace of mind

Taking out an expert touring caravan insurance policy is the ultimate peace of mind; you can relax and enjoy your holiday knowing your touring caravan is covered should the worst happen, and you won’t be faced with a large bill should you be involved in an accident or suffer damage to your caravan.

With a Coast Insurance touring caravan insurance policy you can enjoy some fantastic benefits

  • Protection For Fire, Flood And Storm Damage
  • Theft And Accidental Damage Cover
  • Alternative Accommodation
  • European Cover Included
  • £2 Million Public Liability
  • ‘New For Old’ Policies Available For Caravans Up To 15 Years Old, Even If They’ve Been Bought Second-Hand, Provided Sums Insured Are Sufficient
  • Accidental Damage
  • Optional Equipment And Awning Cover
  • Loss Of Use £50 Per Day Up To £1,500
  • Recovery And Delivery Expenses
  • Personal Accident Up To £20,000
  • Cost Of Returning Your Touring Caravan Home If No Member Of The Party Is Able To Drive Following Illness, Or Accident To The Insured

Please note: Cover is subject to the policy terms and conditions.

What if the Caravan is Lost or Damaged Beyond Repair?

If you are in an unfortunate scenario where your caravan is lost or destroyed beyond economic repair, we will offer either a ‘replacement as new’ or a financial payout for the current market value of your caravan, subject to sums insured, depending on the type of cover you select for your policy.
Damage to caravan equipment such as gas bottles, refrigerators, wheel clamps generators etc. is also included in the policy.

Our policies are underwritten by leading underwriters, who are providers of specialist insurance. If you’d like more information about our cover, simply click on the key benefits and documentation sections at the bottom of this page before you buy touring caravan insurance online.

Touring caravan insurance

When it comes to caravan insurance for touring caravans, it’s very important to choose a policy from a specialist insurance provider, as your touring caravan has specific insurance cover requirements.

Getting a touring caravan insurance quote isn’t just about finding the best price – you need a comprehensive policy that will protect your caravan in all situations. This means finding an insurance policy that covers your caravan when it’s in storage, when you’re travelling to your destination and when you’ve re-sited at a campsite.

Of course you want good value for money, but you also want to be protected in the event of an accident or damage. There’s nothing worse than having your holiday ruined and then finding out that you can’t claim on your insurance policy – just ask any caravaners who’ve been in that situation – so you need to choose comprehensive cover like Coast Insurance offers.

Touring Caravan Insurance Discount Policies

Our aim is to give you a great level of insurance cover at a great price, which is why we have a number of discounts that you could be entitled to when you receive caravan insurance quotes from Coast Insurance over the phone or online.

For instance, if you insure your caravan with Coast Insurance and are a member of a caravan club then you could receive 15% off your policy. We also offer a reduced rate policy for permanently sited touring caravans. All you need to do is answer all the questions when you apply for a quote through our website or on the telephone and we’ll calculate what discounts you are eligible for.

Discounts & Excess

Discounts:

  • No Claims Bonus Of Up To 30%
  • Alarm Or Datatag Discount Of 5%
  • Membership Of Any Caravan Club Discount Of 15%

 Excess:

  • From £50

Frequently Asked Questions

Touring caravan insurance is a type of insurance policy designed to cover your caravan while it’s in use, stored, or being towed. It typically protects against damage, theft, or accidents, as well as liability claims when detached from your towing vehicle.

No, caravan insurance is not a legal requirement in the United Kingdom. However, it is highly recommended to protect you against unexpected costs from theft, damage, or liability claims.

  • A standard policy typically includes:
  • Accidental Damage: Covers repairs if your caravan is damaged in an accident
  • Theft and Vandalism: Protection against theft or intentional damage caused by a third party
  • Storm or Weather Damage: Covers damage caused by adverse weather conditions.
  • Public Liability: Covers claims if someone is injured or their property is damaged due to your caravan.
  • Contents Cover: Protects items stored inside the caravan.

Yes, the main types include:

  • Touring Caravan Insurance: For caravans you tow and take on trips, that you tow and take on trips in the UK and abroad.
  • Trailer Tent/Folding Caravan Insurance: For smaller, collapsible caravans, that you tow and take on trips in the UK and abroad.

Car insurance typically covers third-party liability while towing your caravan but does not cover damage to the caravan itself or its contents. A dedicated caravan insurance policy provides broader coverage.

Common exclusions may include:

  • Wear and tear
  • Use of the caravan for business purposes (unless specified).
  • Poor maintenance or pre-existing damage.

Policies usually use one of the following methods:

  • New for Old: Replaces your caravan with a new model of equivalent value, as long as the sums insured are sufficient to cove the cost of a new caravan.
  • Market Value: Provides the current market value of your caravan at the time of loss.

Most policies include some level of contents coverage, but high-value items like electronics may require additional protection. Check your policy limits. Some contents maybe covered under your household policies items away from the home.

  • Install security devices like wheel clamps, alarms, or GPS trackers.
  • Store the caravan in a secure location, such as a CASSOA registered site. More information can be found at https://www.cassoa.co.uk/
  • Increase your excess (the amount you pay towards a claim).
  • Build a no-claims discount by maintaining a claims-free record.

Many touring caravan insurance policies include European cover, but you may need to notify your insurer and ensure it meets the duration of your trip.

  • Report theft to the police immediately and obtain a crime reference number.
  • Contact your insurer with details of the incident.
  • Provide any evidence, such as photos, receipts, CCTV coverage or witness statements.
  • Coverage Levels: Ensure it meets your needs (e.g., accidental damage, contents, liability).
  • Cost: Compare quotes but focus on value, not just price.
  • Reputation of the Insurer: Look for reviews and customer service ratings.
  • Flexibility: Check for optional extras like breakdown cover or European travel.
  • If you have any more specific questions or need assistance choosing a policy, please feel free to ask!

Policy Documentation

Insurance Underwritten By

Logos2