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Roof Tents: Are They Worth It?

Camping has changed a lot over the last few years, and one of the biggest trends to hit the UK outdoors scene is the rise of the roof tent. From spontaneous weekend escapes to full-on road trip adventures, roof tents have become increasingly popular with campers who want flexibility, comfort, and convenience without investing in a campervan.

But are roof tents actually worth the hype?

In this guide, we’ll look at the benefits, drawbacks, costs, and insurance considerations of rooftop tents, helping you decide whether they’re the right choice for your next adventure.

What is a roof tent?

A roof tent is a rooftop tent that mounts to your vehicle’s roof bars, allowing you to sleep elevated above the ground. Unlike traditional tents, they fold away into a compact roof box when travelling and can often be set up in just a few minutes.  

They’re designed for campers who want the freedom of camping with the convenience of a campervan-style setup, without the huge price tag of buying a motorhome.

Popular among UK adventurers, surfers, festival-goers, and road trippers, roof tents are now commonly seen everywhere from Cornwall to the Scottish Highlands.

The benefits of roof tents

1. Quick and easy setup

One of the biggest selling points of a roof tent is speed. Many rooftop tents can be opened and ready to sleep in within minutes, making them ideal for spontaneous overnight stays or quick weekend getaways.  

Traditional tents can take considerably longer to pitch, especially in poor weather conditions.

2. Comfort

Some roof tents can include built-in foam mattresses, which many users find far more comfortable than sleeping on the ground. Reviews frequently highlight improved sleep quality compared to standard camping setups.  

Being elevated also means:

  • No uneven ground
  • Less exposure to mud and moisture
  • Better airflow and ventilation
  • Fewer creepy crawlies

3. Freedom and flexibility

A roof tent allows you to camp almost anywhere your car can go. Whether you’re heading to campsites, festivals, or remote countryside locations, it offers incredible flexibility.  

Many owners love the ability to head off for a last-minute night away without needing loads of preparation.

4. Ideal for small cars

For people who don’t want a caravan or campervan, a rooftop tent can be a more affordable and practical alternative. It gives you the camping experience without needing a larger vehicle or towing setup.

5. Better in wet weather

Because you’re raised above the ground, you avoid puddles, soggy grass, and damp surfaces that can make traditional camping uncomfortable. High-quality models are also designed to withstand strong winds and heavy rain.

Blue car with hard top roof tent open, with man going up the ladder to enter the tent
Blue car with two toned roof tent secured to the top of the car

The drawbacks of roof tents

While roof tents have many advantages, they’re not perfect for everyone.

1. The cost

This is the biggest downside for most people.

A quality roof tent setup can easily cost between £1,000 and £3,000 depending on the size and specification.  

You’ll also need:

  • Roof bars
  • Fitting kits
  • Possible installation costs

Compared to a traditional tent, it’s a significant investment.

2. Fuel economy

Adding a rooftop tent increases wind resistance and vehicle weight, which can negatively affect fuel efficiency. Some users also notice changes to vehicle handling, particularly in windy conditions.  

3. Packing away every time you drive

Unlike a campervan, you can’t simply leave camp set up and drive away. If you want to use your vehicle, the roof tent must usually be folded away first.

Some campers find this frustrating during longer trips.  

4. Height restrictions

A rooftop tent increases the overall height of your vehicle, which can cause problems with:

  • Multi-storey car parks
  • Height barriers
  • Ferries
  • Some drive-thrus

It’s something many first-time buyers overlook.  

5. Roof weight limits

Not every car is suitable for a rooftop tent. You’ll need to check:

  • Your vehicle’s roof load limit
  • Compatible roof bars
  • Static vs dynamic roof weight ratings

Installing a roof tent incorrectly or overloading the roof can potentially damage your vehicle.  

White car with open orange roof tent secured on top with gadded on the side
Red car with a black roof tent open with ladder

How much does a roof tent cost?

Prices vary depending on the model and features.

Typical UK costs include:

ItemApproximate Cost
Entry-level roof tent£1,000 – £1,500
Premium hard-shell roof tent£2,000 – £3,000+
Roof bars and fittings£150 – £500
Annex rooms/accessories£100 – £1,000

 

While expensive initially, many users feel the convenience justifies the investment if they camp regularly.  



Green SUV with text box folded on top of roof

Do you need insurance for a roof tent?

This is something many buyers forget to consider.

Some insurers may classify a roof tent as a vehicle modification or accessory, so it’s important to tell your insurer if you install one.  

Without declaring it, you could risk problems if you need to make a claim.

At Coast Insurance, we understand that modern camping setups are changing, and we can help you find suitable cover for your adventures.

If you already own a roof tent, or you’re thinking of buying one, it’s worth checking your insurance arrangements before heading off on your next trip.

Get a roof tent insurance quote

Ready to protect your setup?

Visit our quote form here: roof tent insurance

Green Land Rover with black roof tent secured to the top of the car

Are roof tents worth it?

For frequent campers, road trippers, surfers, and festival lovers, roof tents can be a fantastic investment. They offer:

  • Convenience
  • Comfort
  • Fast setup
  • Greater travel flexibility

However, they’re not ideal for everyone. If you only camp once or twice a year, a traditional tent may still be the more economical option.

Ultimately, it comes down to your camping style, budget, and how much you value convenience.

Protect your adventures with Coast Insurance

Whether you’re exploring the South Coast, touring the Lake District, or planning a European road trip, having the right insurance in place matters.

At Coast Insurance, we can help you find cover for your rooftop tent and camping adventures, giving you peace of mind wherever the road takes you.

Start your quote today:

Get a roof tent insurance quote.